Founder & CEO of Nubank
"David Vélez turned a no-fee purple credit card into the world's largest digital bank outside Asia."
David Vélez
Founder & CEO • Nubank
Vélez launched Nubank to eliminate high fees and bureaucratic bank visits in Brazil, Mexico, and Colombia.
Nubank expanded from credit cards into savings, investments, crypto trading, and small business banking.
Nubank proved digital banking in emerging markets can achieve world-class unit economics and customer loyalty.
"Oligopolies survive only until someone provides a genuinely delightful mobile user experience."
— David Vélez, Nubank
Customer-centric design can defeat entrenched legacy incumbents.
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